Terms and Conditions

Effective August 20, 2026

These terms govern your use of the Virtual Sales website. By accessing this site or submitting an application you agree to them.

Who we are

Jacob Sharrow / Virtual Sales is a sales organization focused on life insurance. This website exists to describe the opportunity and accept applications from prospective sales representatives.

Income disclosure

Positions with Jacob Sharrow / Virtual Sales are commission based. Nothing on this site is a promise or guarantee of income. Any income figures, stories, or examples referenced here or on our social media reflect individual results achieved with substantial effort and are not typical, guaranteed, or a projection of your results. Your earnings depend entirely on your own effort, skill, licensing, and market conditions. Many people earn nothing.

Independent contractor status

Sales representatives associated with Jacob Sharrow / Virtual Sales are independent contractors, not employees. Submitting an application does not create an employment relationship, an offer, or a contract of any kind.

Licensing

Selling life insurance requires a state issued license. We provide guidance and study support, but obtaining and maintaining a license, including any state fees, is your responsibility.

Applications

You agree that the information you submit is truthful. We may decline any application for any lawful reason and are not obligated to respond to every submission.

Intellectual property

All content on this site, including the Jacob Sharrow / Virtual Sales name, logo, copy, and design, is our property or used with permission and may not be copied or used commercially without written consent.

Acceptable use

Do not misuse this site, attempt to disrupt it, scrape it, or submit false, unlawful, or abusive content through our forms.

No professional advice

Content on this site is for general information about a sales career opportunity. It is not financial, legal, or tax advice. Nothing here is an offer to sell or a solicitation to buy any insurance product.

Limitation of liability

This site is provided as is, without warranties of any kind. To the fullest extent permitted by law, Jacob Sharrow / Virtual Sales is not liable for any indirect, incidental, or consequential damages arising from your use of this site.

Changes and contact

We may update these terms at any time by posting a revised version here. Questions can be sent through the social channels listed in the footer.

SMS program terms

Program: Sharrow Consulting, LLC (Jacob Sharrow / Virtual Sales) interview alerts. When you reserve a spot on this site and tick the consent box, you agree to receive recurring automated text messages from Sharrow Consulting, LLC at the mobile number you provide. Ticking the box is required to reserve a spot, because the Zoom link and reminders are delivered by text. Messages cover your interview confirmation, the Zoom link, reminders before the call, your application link after the call, next steps if you are selected, and follow up if you miss the call. We do not send marketing text messages.

Message frequency varies, typically two to six messages around each interview week. Message and data rates may apply. Consent is not a condition of any purchase.

Age restriction: you must be 18 years of age or older to opt in to this SMS program and to use this site. By ticking a consent box you confirm that you are at least 18 and are the account holder or have the account holder's permission for the mobile number provided.

Reply STOP to any message to cancel and you will receive one final confirmation text. Reply HELP for help, email sharrowconsultingllc@gmail.com, or call (321) 506-3227. Carriers are not liable for delayed or undelivered messages.

Your number and opt in are never shared with third parties or affiliates for marketing or promotional purposes. See the Privacy Policy for how your information is handled.